# Hazelgate Capital > Hazelgate Capital is a small-business funding broker at 110 E 2nd St, Bartlesville, OK 74003 (phone (918) 362-1954). It helps businesses in Bartlesville, OK and across Washington County, Oklahoma, explore business lines of credit, working capital, business term loans, equipment financing and leasing, inventory financing, and merchant cash advances. Hazelgate Capital forwards business funding requests to funding partners; the partner that reviews a request makes the credit decision and sets any rate and terms. Hazelgate Capital is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Hazelgate Capital does not arrange personal, payday, auto title, mortgage, startup or SBA loans, does not offer grants, and does not arrange funding for trucking. Key facts: - Business type: small-business funding broker (not a lender) - Address: 110 E 2nd St, Bartlesville, OK 74003, United States - Phone: (918) 362-1954 - Apply: https://hazelgatecapital.com/apply/ - Service area: Bartlesville, OK and all of Washington County, Oklahoma - Language: English ## Funding options - [Types of Business Loans in Bartlesville, OK for Clinics and Restaurants](https://hazelgatecapital.com/business-loans/): This page sets the six funding types Hazelgate Capital places for Bartlesville, Oklahoma businesses side by side: lines of credit, working capital, term loans, inventory financing, equipment financing and merchant cash advances. Each is described by the bill it pays, how it is paid back or collected, and what security a partner may ask for. - [Working Capital Loans in Bartlesville, OK for Clinics Waiting on Receivables](https://hazelgatecapital.com/business-loans/working-capital/): Hazelgate Capital places working capital requests from Bartlesville, Oklahoma businesses with funding partners. This page covers who lends working capital, payroll funding, how to size a request from your own books, and how a working capital loan compares with a line of credit for clinics, restaurants and contractors in Washington County, OK. - [Business Term Loans for Bartlesville, OK Clinics With a Fixed Schedule](https://hazelgatecapital.com/business-loans/term-loans/): Hazelgate Capital places term loan requests from Bartlesville, Oklahoma businesses with funding partners. This page explains how a fixed-schedule term loan works, how buyers in Washington County, OK use one to purchase an existing business, how short and online term loans differ, and how to set the payment against the project it pays for. - [Business Lines of Credit in Bartlesville, OK for Clinics With Uneven Months](https://hazelgatecapital.com/business-loans/line-of-credit/): Hazelgate Capital places line of credit requests from Bartlesville, Oklahoma businesses with funding partners. This page explains how draws, balances and renewals work, when a commercial line fits, where Washington County, OK owners can apply, what a line can pay for, and what a partner reads before setting a limit. - [Inventory Financing in Bartlesville, OK for Restaurants Stocking Up](https://hazelgatecapital.com/business-loans/inventory-financing/): Hazelgate Capital places inventory financing requests from Bartlesville, Oklahoma businesses with funding partners. This page covers business loans to buy or purchase inventory, credit lines used for stock, how advance rates and stock turnover work, and the records a partner reads from restaurants, parts counters and stores in Washington County, OK. - [Equipment Financing for Bartlesville, OK Clinics: New or Used Machines](https://hazelgatecapital.com/equipment-financing/): Hazelgate Capital places equipment financing requests from Bartlesville, Oklahoma businesses with funding partners. This page covers dental and medical, restaurant, auto repair, gym and construction equipment for Washington County, OK businesses, how lease financing works, agricultural equipment, and what a partner reads before financing new or used machines. - [Merchant Cash Advances for Bartlesville, OK Clinics Taking Card Payments](https://hazelgatecapital.com/merchant-cash-advance/): Hazelgate Capital places merchant cash advance requests from Bartlesville, Oklahoma businesses with funders and sets the advance beside loans and lines. A merchant cash advance is a purchase of future receipts, not a loan. This page covers holdbacks, factor costs, revenue-based financing, daily payment loans and when a credit line fits better. ## Industries - [Industry Business Loans in Bartlesville, OK, Ordered by Local Demand](https://hazelgatecapital.com/industries/): Hazelgate Capital, a small-business funding service in Bartlesville, Oklahoma, groups its notes by industry: health, personal care, food and lodging, retail and auto, trades, offices and others. Seven industries have full pages; dental offices, salons, gyms and the rest have notes here with Washington County, OK counts from the Census Bureau. - [Restaurant Loans, Bartlesville, OK: Kitchens, Remodels and Slow Seasons](https://hazelgatecapital.com/industries/restaurants/): Hazelgate Capital places restaurant loan requests from Bartlesville, Oklahoma with funding partners. Washington County, OK had 37 full-service and 33 limited-service restaurant employers on the 2023 Census count. This page covers loans for restaurants step by step, restaurant lenders, food trucks for existing kitchens and buying a restaurant. It also explains card-sales advances. - [Medical Practice Loans, Bartlesville, OK: Equipment, Expansion and Payroll](https://hazelgatecapital.com/industries/medical-practices/): Hazelgate Capital places medical practice loan requests from Bartlesville, Oklahoma with funding partners. Washington County, OK had 31 physician offices with payroll in 2023. This page covers physician practice loans, leasing medical equipment, NAICS codes, urgent care financing, practice lines of credit and the cost of a medical office build-out. - [Business Loans for Retail, Bartlesville, OK: Stores, Shelves and Holiday Stock](https://hazelgatecapital.com/industries/retail/): Hazelgate Capital places retail funding requests from Bartlesville, Oklahoma with funding partners. Washington County, OK counted 167 retail employers on the 2023 Census list. This page covers retail business loans, what lenders review, retail financing companies, gas station loans and builds, and liquor store financing. - [Bartlesville, OK Financing for Contractors for Builders and Specialty Trades](https://hazelgatecapital.com/industries/construction/): Hazelgate Capital places contractor funding requests from Bartlesville, Oklahoma with funding partners. Washington County, OK counted 94 construction employers on the 2023 Census list. This page covers construction equipment financing, working capital and how to work out the requirement, and loans and equipment financing for roofing businesses. - [Bartlesville, OK Auto Repair Shop Loans for Bays, Scan Tools and Parts Stock](https://hazelgatecapital.com/industries/auto-repair/): Hazelgate Capital places auto repair shop funding requests from Bartlesville, Oklahoma with funding partners. Washington County, OK had 25 auto repair and maintenance employers in 2023. This page covers small business loans for repair shops, what lenders review, body shop financing, shop loans for equipment and parts, and buying a shop. - [Chiropractic Practice Loans, Bartlesville, OK: Therapy and Optometry Practices](https://hazelgatecapital.com/industries/chiropractic-and-therapy-practices/): Hazelgate Capital places funding requests from chiropractic, physical therapy and optometry practices in Bartlesville, Oklahoma with funding partners. Washington County, OK had 36 offices of other health practitioners with payroll in 2023. This page covers loans for each kind of practice, what buying a chiropractic practice costs, and how a request moves. - [Insurance Agency Loans, Bartlesville, OK: Agency Acquisitions and Growth](https://hazelgatecapital.com/industries/insurance-agencies/): Hazelgate Capital places insurance agency funding requests from Bartlesville, Oklahoma with funding partners. Washington County, OK had 26 insurance agencies with payroll in 2023 (NAICS 524210). This page covers loans to buy an agency, an acquisition checklist, buying a book of business or an independent agency, and how buyers frame the cost. ## Guides and calculators - [Business Funding Resources for Bartlesville, OK Clinics and Restaurants](https://hazelgatecapital.com/resources/): Hazelgate Capital's guides for Bartlesville, Oklahoma owners cover zoning and building code steps before a lease, Oklahoma ABLE Commission licenses for restaurants and bars, and a line of credit interest calculator. This page also sets out a loan documentation checklist, a cash flow forecast and a business plan outline for a funding request. - [Bartlesville, OK Zoning Map, Building Code and Business License Renewal Before You Sign a Lease](https://hazelgatecapital.com/resources/bartlesville-ok-zoning-and-building-code/): This guide from Hazelgate Capital walks Bartlesville, Oklahoma owners through the city checks to make before a lease or build-out: zoning for the intended use, building permits and inspections, business license renewals, and buying commercial property. It explains where each step meets a funding request. Rules come from the City of Bartlesville; confirm every requirement with the city. - [Oklahoma ABLE Commission License: Application, Renewal and Lookup for Bartlesville, OK Restaurants and Bars](https://hazelgatecapital.com/resources/oklahoma-able-commission-license/): This guide from Hazelgate Capital explains how Oklahoma ABLE Commission licenses meet the funding plans of Bartlesville, Oklahoma restaurants and bars: applying, renewing during a build-out, looking up a license, liquor licenses in a purchase, and employee licenses. License rules come from the ABLE Commission; confirm every requirement with it directly. - [Line of Credit Interest Calculator for Bartlesville, OK Clinics and Repair Shops](https://hazelgatecapital.com/resources/line-of-credit-interest-calculator/): This calculator from Hazelgate Capital in Bartlesville, Oklahoma estimates the payment and interest on a drawn line of credit balance, using the rate in an offer you hold. It is arithmetic on your own numbers, not an offer or quote. Worked examples below show monthly interest, a paydown schedule and a term loan comparison. ## Areas served - [Washington County, OK Business Data Behind Business Loans in Bartlesville, OK](https://hazelgatecapital.com/bartlesville-ok/): This page sets out the Census business counts for Washington County, Oklahoma and one Bartlesville ZIP code, the lender types that serve Bartlesville owners, and how secured, unsecured, term and revolving funding compare. Hazelgate Capital places requests with funding partners; each partner reviews the request and decides on approval and terms. - [Service Areas Around Bartlesville, OK for Clinics and Restaurants](https://hazelgatecapital.com/service-areas/): Hazelgate Capital, in Bartlesville, Oklahoma, takes funding requests by phone and online form from businesses in Washington County, OK and nearby places. This page names those places, gives ZIP-level Census business counts where they exist, explains why a ZIP count is not a town count, and covers the county assessor and Oklahoma funding basics. ## Company - [Bartlesville, OK Small Business Loans: Built Around Clinics and Restaurants](https://hazelgatecapital.com/): From its Bartlesville, Oklahoma base, Hazelgate Capital helps small businesses sort out funding. Owners call or send a short form; Hazelgate sorts the request by the bill it pays and the date cash returns, with lines of credit first, and places it with funding partners. Each partner reviews the request on its own and sets any approval, amount and terms. - [How a Bartlesville, OK Business Loan Request Moves From First Call to Decision](https://hazelgatecapital.com/how-it-works/): This page explains how a funding request sent to Hazelgate Capital in Bartlesville, Oklahoma moves forward: the first call, the records a partner may name, how underwriting works for term loans, working capital and lines of credit, and where the decision sits. Funding partners make every credit decision; Hazelgate frames and places the request. - [Business Loan FAQ for Bartlesville, OK Clinics and Restaurants](https://hazelgatecapital.com/faq/): Hazelgate Capital, a small-business funding service in Bartlesville, Oklahoma, answers the questions owners ask before a request: whether an EIN is needed, how applying affects credit, whether a line of credit needs collateral and which tax returns lenders read. Funding partners set their own requirements; these answers describe how those requirements tend to work. - [About Hazelgate Capital: Business Loan Requests From Bartlesville, OK Clinics and Restaurants](https://hazelgatecapital.com/about/): Hazelgate Capital, based in Bartlesville, Oklahoma, helps owners in Washington County, OK sort out funding. It takes requests by phone or form, matches each to the funding types that fit its timing, with lines of credit first, and places it with funding partners that review it and decide on approval and terms themselves. - [Call Hazelgate Capital About Funding Exam-room Equipment or Payroll in Bartlesville, OK](https://hazelgatecapital.com/contact/): Owners reach Hazelgate Capital, the Bartlesville, Oklahoma funding service, on (918) 362-1954 or through its online request form. Either route starts with a conversation about the bill, the amount and the timing. This page also lists questions to ask before taking any business loan, line or advance. - [Business Loan Application for Bartlesville, OK Repair Shops](https://hazelgatecapital.com/apply/): The Hazelgate Capital request form collects full name, phone, email and company name, plus range picks for time in business, annual revenue and requested amount, and ends with a required consent box. A funding partner reviewing the request may later ask for bank statements, tax returns and quotes, listed on this page. - [Disclosures for Hazelgate Capital, Bartlesville, OK](https://hazelgatecapital.com/disclosures/): Hazelgate Capital in Bartlesville, Oklahoma is a funding broker, not a lender. It places business funding requests with funding partners that review them and make their own decisions on approval and terms. A merchant cash advance is not a loan. Read every offer in full before signing. ## Optional - [Full text of every page](https://hazelgatecapital.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://hazelgatecapital.com/sitemap.xml)